签证经典担保信用卡

    签证®经典安全卡

    Get all the benefits of a credit card while you build or restore your credit.

    申请信用卡

With a 签证®经典安全卡 from San Francisco Credit Union, you get so much more. You get a great interest rate without an annual fee and the added benefit of building your credit while you spend money on everyday purchases.

Our 签证®经典安全卡 comes with many of the same benefits that our other credit cards come with, 包括:

签证Ⓡ 经典担保卡费率

卡类型利率低至年费最适合
签证Ⓡ 经典安全卡9.4月* 99%
(基于Prime)		没有一个有人想要建立或重建他们的信用.
 查看消费者贷款利率PDF
开始申请信用卡

签证Ⓡ 经典安全卡常见问题

有担保的信用卡是如何工作的?

You establish your secured card account with a deposit when you open it. Each month when you make changes and pay off your balance, your credit begins to improve. If something happens and you can’t make the payment, your deposit goes to cover your payment.

这张卡兼容数字钱包或移动钱包吗?

是的! 使用您的信用卡应该很方便，十大彩票游戏平台的签证®卡就是如此. 它们都兼容苹果支付、安卓支付和三星支付.

What kind of fraud protection does the 签证® Classic Secured card offer?

十大彩票游戏平台的卡配备了 保护功能 让你的财务生活顺利进行. 您将享受签证®提供的所有保障, 包括旅行保护和紧急援助. 十大彩票游戏平台也提供 贷款保护 and Financial Hardship Assistance for unexpected life events or expenses.

这张卡有年费吗?

No. 十大彩票游戏平台认为使用十大彩票游戏平台的信用卡不需要付费. 所以十大彩票游戏平台从不收取大银行经常收取的那种费用.

用担保卡建立信用需要多长时间?

It usually takes about 30-45 days for your new account to be reported to the credit bureaus. 从那里, each month that you pay off your card balance (and your other bills on time, ), 你的信用建立.

其他旧金山信用合作社  签证Ⓡ 信用卡

维萨白金信用卡

签证Ⓡ 白金奖励卡

Get our best rate and earn 1% cash back for everyday purchases with our 签证Ⓡ 白金奖励卡. 你也不用为使用该卡支付年费.

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签证学生白金信用卡

签证Ⓡ 学生白金奖励卡                                    

做一名学生有它的好处. 没有年费，你花的每一分钱都可以返还现金, 这是你在高中和大学期间唯一需要的卡片.

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成员评论

    五星级

    “I applied for a credit card last week and was approved within a matter of days! 申请只等待了三天. The interest rate was so low and the reward program of 1% will be something I will cash in on every year!”

    玛丽年代.
    五星级

    “十大可靠彩票平台 has a great employee who really exemplifies why customers patronize particular banks. Back in October of 2020, I ran across a Honda Accord that I wanted to purchase. I had shopped around at different banks but was unsatisfied with their service. 我决定给SFFCU一个尝试，我非常感激! The Credit Union representative was the credit card agent who assisted me and was very effective in helping me with approval. He was very patient and efficient in explaining the terms of the credit card award program process. 我觉得和他一起工作很自在. 也, 看我的信用记录, he saw that I had a Bank of America credit card that had a higher interest rate than what SFFCU had and recommended that I also use Online banking to pay with credit card payment.  这张卡和这张信用卡帮助提高了我的信用评分. He has followed up with me to make sure that I was happy with the card program.  I am forever grateful for what the credit union representative did for me, 我期待着再次与SFFCU合作.”

    比尔F.
    五星级

    “在银行职员那里得到了亲切而满意的服务. They helped me out from start to finish on my credit limit increase with a lower interest rate as well. Recommend this place for all locals and those with small businesses as well.”

    五星级

    “My husband and I recently applied for a 十大可靠彩票平台 credit card through service representative. 分公司经理是一位出色的服务代表. They explained very clearly what we needed to do to achieve our goal. They were extremely responsive to our questions and to sending us appropriate forms and to taking care of their end of the transaction. 我对他们出色的工作给予最高的赞扬.”

    月桂Y.
    五星级

    “十大彩票游戏平台 helped me out last week with a personal loan and [the representative] noticed that my credit card APR was 5.6%，在我看来，我认为这是相当不错的. 但她做的远不止这些，她把我的利率降到了3.2%. 真是太神奇了. 她还提高了我的信用额度.”

    雷蒙米.

* 4月=1年费率. 对于所有贷款, the actual annual percentage rate is determined at the time a credit decision is rendered and may be higher than the lowest rates available. Credit history, loan terms, and the amount borrowed are all factors that determine the rate. 并不是所有的借款人都有资格获得最低利率. There are NEVER any prepayment penalties for repaying your loan early. 所有贷款均须经信贷审批. 截至本披露之日，最优惠利率为3.25%.

** 十大可靠彩票平台 VISA® Platinum Rewards Terms and Conditions: Rewards (also known as “rebates”) are earned by making purchases with your 十大可靠彩票平台 签证® Platinum Rewards Credit Card. You can earn a reward of one percent (1%) on purchases at locations throughout the world that accept 签证®, 每年最多500美元. All rewards earned will be reflected in your quarterly billing statement and will be automatically and annually redeemed every May 31st by applying the rewards as a deposit to your Regular Share Account. 你的奖励不会过期. 以积分方式退货不会获得奖励, and your balance will be adjusted in the event that the purchase is returned or a credit adjustment is otherwise issued. Your account must remain open and not be in default under any card agreement in order to earn and redeem rewards. Rewards are not earned on cash advances, balance transfers, fees, loan balances or finance charges. 所有累积的奖励, 但是还没有得到报酬, will expire upon termination of your 十大可靠彩票平台 签证® Platinum account, 无论是被你还是十大彩票游戏平台终止. We are not responsible for reward-related disputes between joint account holders and/or between account holders and authorized users. 不包括签证®Classic卡. 必须年满18岁才能申请.

仅购买25天内不收取利息. Interest on cash advances and balance transfers begin on transaction date.

There is no fee for any balance transfer that posts to your account during the first 60 days from the date opened. Any balance transfers posted to your account after the first 60 days will be charged 1% of the amount transferred. 不包括签证®secure.

Foreign Transaction fee up to 1% (per transaction in US Dollars) waived for 签证® Platinum Rewards cards only.

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